Long Term Flood Risk Assessment
Gov.uk has recently updated their long-term flood risk assessment service for England, now including two assessments for a property’s risk of flooding: the current yearly chance of flooding and the yearly change of flooding between 2040 and 2060.
This update is important as climate change may increase flood risks. Flood assessments are essential to plan for future scenarios and implement necessary adaptation strategies. Homeowners in higher-risk areas can minimize potential flood damage by understanding where and how flooding might occur and by taking preventative measures, such as installing flood barriers or modifying the design and materials used in potentially affected areas. For home buyers, understanding the flood risk associated with a property allows for a more informed purchasing decision, balancing this risk with the wider pros and cons (and there are always less desirable impacts of a move, even if that is just a bigger mortgage!) of the purchase.
While these models cannot provide exact predictions, they offer valuable insights into potential future changes in flood risk and their implications for property insurance premiums or coverage availability. At Orchard Home Surveys, we review this flood risk assessment and inspect for any physical signs of flooding or active flood management at the property and its immediate surroundings. This ensures that you have the most comprehensive survey information possible to support your homebuying decision.
https://www.gov.uk/check-long-term-flood-risk
The Bedford Independent has published an article featuring detailed footage from the recent flooding in Bedford. The footage clearly illustrates the impact on certain properties and demonstrates the unique flood risks that can affect neighbouring properties differently.